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California Well Being
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Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or major illness? You buy health insurance for the same reasons you buy other kinds of insurance, to protect yourself financially. When you have insurance, many of your costs are covered by a third-party payer, not by you. A third-party payer can be an insurance company or, in some cases, it can be your employer.
 
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